??? ????????? ????? ?????????? ????????????? ????????? ??? ????? ??????????????????????? ?????????? ?????????? ??????????????? ??????, ????? ???? ????? ????????? ??? ??????? out of pocket (OOP) expense ?????? ???? ???????????????? ???????? ??? ?????? ??????????” ????????????????????????? ??????? ???????? |SOURCE: ?????-?????? ??? ?????? ??????